Disclaimer

Disclaimer
Effective Date: August 20, 2025

1) About Top Credit Quote

Top Credit Quote provides educational reviews, comparisons, and guides for U.S. readers across finance, technology, and health. Our content is general information only and not a substitute for advice from a licensed professional. This Disclaimer works together with our Terms & Conditions and Privacy Policy.

2) Finance & Investment

We are not financial advisors, brokers, or fiduciaries, and we do not provide personalized financial, legal, tax, or investment advice. Product details (APRs, fees, rewards, eligibility, terms) can change at any time—always confirm the latest information on the provider’s official website before you apply or make a decision. Past performance does not guarantee future results. Approval decisions and credit outcomes are made solely by the provider.

3) Health & Fitness

Our health and fitness content is informational and not medical advice. Always consult a qualified healthcare professional before starting any new exercise, diet, supplement, or wellness program. Statements about dietary supplements have not been evaluated by the FDA; products are not intended to diagnose, treat, cure, or prevent any disease. In an emergency, call 911.

4) Technology, Software & AI

References to software, apps, platforms, or AI tools are provided “as is.” Features, pricing, availability, and policies may change without notice. Evaluate and test tools for your specific needs before adoption, and follow security best practices. Do not share sensitive information where it does not belong. For product support, consult the provider’s documentation and terms.

5) Affiliate & Advertising Disclosure (Summary)

We may earn a commission when you click certain links or sign up for partner offers. This does not increase your price and helps keep our content free. Compensation may influence placement, but it does not change our editorial opinions. Sponsored placements or paid partnerships are clearly labeled. See our Affiliate Disclosure for full details.

6) Earnings & Results

We do not promise income, credit approval, credit score improvement, fitness outcomes, or specific business results. Your results depend on your situation, actions, market conditions, and third-party decisions outside our control.

7) No Professional–Client Relationship

Using this site does not create a financial advisor–client, physician–patient, trainer–client, attorney–client, or any other professional relationship with us. Please do not send confidential or privileged information through public contact channels.

8) External Links & Third-Party Content

Our site links to third-party websites, products, and services for your convenience. We do not control or endorse third-party content, policies, or practices. Review their terms and privacy policies before engaging or purchasing.

9) Accuracy, Updates & AI Assistance

We strive for accuracy and clarity. Some content may be created or assisted by AI and can contain errors or omissions. Important details—especially financial, health, or security-related—should be verified independently on official sources. Content may be updated without prior notice.

10) Your Responsibility

Use your own judgment. Confirm eligibility, rates, fees, and terms directly with providers. For health decisions, follow guidance from licensed professionals. For technology choices, test safely and back up important data.

11) Intellectual Property & Fair Use

Logos, product names, and trademarks belong to their respective owners and are used for identification and commentary. If you believe your rights are infringed, contact us so we can review promptly (see Contact below).

12) Changes to This Disclaimer

We may update this Disclaimer from time to time. The revised version will be posted here with a new Effective Date. Your continued use of the site means you accept the updated terms.

13) Contact

Questions about this Disclaimer?
Email: info@topcreditquote.com

Partnerships & media: partners@topcreditquote.com

Location: United States (New York, NY)

We typically reply within 24–48 business hours (USA).