Terms & Conditions

Please read these terms carefully before using our website.

Last updated on August 20, 2025.

Introduction

Welcome to TopCreditQuote.com (“Top Credit Quote”, “we”, “us”, or “our”). By accessing or using this website, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you should stop using this website immediately.

TopCreditQuote.com is an informational and educational website that focuses on four main areas:

Finance & Credit Cards
Technology & Software Tools
Health & Wellness Resources
Digital Products and Online Services

Our goal is to help users compare products, understand key features, and make more informed decisions. However, we do not provide personal financial, medical, legal, or tax advice.

Scope of These Terms

These Terms & Conditions apply to all users of TopCreditQuote.com, including visitors, readers, subscribers, and any other individuals who access or use the content, tools, links, or services available on this website.

The terms cover, but are not limited to:

Your use of the website and its content
Any interactions with third-party websites or offers linked from this site
Any information, recommendations, comparisons, or resources we publish related to:
- Credit cards, loans, banking, and financial products
- Technology platforms, SaaS tools, and AI solutions
- Health and wellness products or services
- Digital products such as courses, software, and online tools

By continuing to use the website, you acknowledge that you understand the limited, informational nature of our content and agree to use it responsibly.

Acceptance of Terms

By visiting, browsing, or using TopCreditQuote.com in any way, you:

Confirm that you are at least 18 years old, or are accessing the website under the supervision of a parent or legal guardian.
Agree to be legally bound by these Terms & Conditions and any future updates we may publish.
Agree that it is your responsibility to review this page periodically to stay informed about any changes.

If you continue using the website after changes are posted, it will be treated as your acceptance of the updated Terms.

User Responsibilities

By using TopCreditQuote.com, you agree to the following responsibilities:

You will use the website only for lawful, legitimate purposes.
You will not attempt to damage, disrupt, hack, or interfere with the website or its security.
You will not copy, reproduce, or redistribute any content from this website without permission.
You will not misuse affiliate links, offers, tools, calculators, or comparison features provided on the site.
You will not upload, submit, or share any harmful, false, misleading, or illegal information through the website.
You understand that all information provided on the website is for educational and informational purposes only, not professional financial or legal advice.
You agree to comply with all applicable local, state, and federal laws while using this site.

Intellectual Property Rights

All content published on TopCreditQuote.com, including text, graphics, logos, icons, images, videos, comparisons, tools, and other materials, is the exclusive property of Top Credit Quote or its content licensors. This content is protected under applicable U.S. copyright, trademark, and intellectual property laws.

You agree not to copy, reproduce, modify, distribute, sell, or republish any part of the website’s content without our prior written permission.

Any third-party trademarks, logos, or product names displayed on this website belong to their respective owners and are used for identification and informational purposes only.

Unauthorized use of our content or tools may result in legal action and termination of your access to the website.

Limitation of Liability

To the fullest extent permitted under applicable U.S. law, TopCreditQuote.com and its owners, partners, writers, or affiliates shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from:

Your use of the website
Any reliance on our content, comparisons, reviews, or recommendations
Any errors, inaccuracies, or omissions in the information we provide
Any third-party links, products, tools, or services accessed through our website
Any loss of data, revenue, profits, or business opportunities

All information published on this website is provided “as-is” and “as-available” without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any content or third-party offers.

By using this website, you agree that your sole and exclusive remedy for any dissatisfaction with the site or its content is to stop using the website.

External Links & Third-Party Websites

TopCreditQuote.com may contain links to third-party websites, products, tools, or services that we do not own, operate, or control. These external sites have their own Terms & Conditions and Privacy Policies, which may differ from ours.

We do not endorse, guarantee, or verify the accuracy, reliability, pricing, features, or availability of any third-party products or services.
Your interactions with third-party websites are entirely at your own risk.

We are not responsible for any losses, damages, errors, misuse, data issues, or disputes that may arise from:

Visiting third-party websites
Signing up for external services
Using third-party tools, apps, or calculators
Purchasing products or applying for financial services through external links

You agree that TopCreditQuote.com shall not be held liable for any issues that occur outside our website.

Limitation of Liability

To the fullest extent permitted under applicable U.S. law, TopCreditQuote.com and its owners, partners, affiliates, contributors, and team members shall not be held liable for any direct, indirect, incidental, consequential, special, or punitive damages that may occur from:

Your use of our website or its content
Your reliance on product reviews, comparisons, guides, or recommendations
Errors, inaccuracies, or outdated information
Temporary or permanent service interruptions
Third-party links, offers, or external websites
Any financial decisions made based on the content available on this website

Our website provides general, educational, and informational content only. We do not offer professional financial, legal, tax, investment, or medical advice. You are responsible for verifying any information before making decisions.

If you are not satisfied with any part of the website, your sole and exclusive remedy is to stop using TopCreditQuote.com.

Disclaimer of Warranties

TopCreditQuote.com is provided on an “as-is” and “as-available” basis. We make no warranties of any kind, whether express or implied, including but not limited to:

Accuracy
Reliability
Completeness
Availability
Timeliness
Suitability
Performance

We do not guarantee that:

The website will be error-free or uninterrupted
The content will always be accurate, updated, or complete
Third-party products, tools, or services will perform as advertised
External links, affiliate offers, or promotions will remain valid or available

All content is for general informational purposes only and should not be considered professional financial, legal, tax, investment, business, or medical advice.

Users are solely responsible for verifying any information, offers, or services before making decisions.

Privacy, Cookies & Data Usage

Your use of TopCreditQuote.com is also governed by our Privacy Policy.
By accessing this website, you acknowledge and agree that:

We use standard cookies and analytics tools to improve website performance and user experience.
We may collect non-personal data such as device type, browser information, pages viewed, and general traffic patterns.
We do not sell, rent, or misuse any personal information.
Any personal data you voluntarily submit (such as through contact forms) will be used only for communication or service-related purposes.
Third-party tools and affiliate networks may also use cookies according to their own policies.

For full details, please review our Privacy Policy here:
https://topcreditquote.com/privacy-policy/

By continuing to use the website, you consent to the use of cookies and data collection as described.

Changes to Terms & Governing Law

We may update, modify, or revise these Terms & Conditions at any time without prior notice. All changes become effective immediately once published on this page. By continuing to use the website after updates are posted, you accept and agree to the revised Terms.

These Terms & Conditions are governed by and interpreted under the laws of the State of Florida, United States, without regard to conflict of law principles.

By using TopCreditQuote.com, you agree that any legal disputes or claims must be resolved exclusively within the appropriate courts located in Florida, USA.

Contact Information

If you have any questions or concerns regarding these Terms & Conditions, you may contact us using the details below:

TopCreditQuote.com

📧 nifo@topcreditquote.com

📍 Address: Trailwoods Condo, Port Orange, Florida 32127, USA

We aim to respond to all valid inquiries within a reasonable timeframe.

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📍 Address: Trailwoods Condo, Port Orange, Florida , USA
✉️ Email: info@topcreditquote.com

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TopCreditQuote is an independent comparison website. We may earn a small commission from partner links — at no extra cost to you. This does not affect our reviews or recommendations, which remain unbiased and written for U.S. users.