Privacy Policy

Last updated on August 20, 2025.

Top Credit Quote is committed to protecting your personal information and maintaining full transparency about how your data is collected, used, and safeguarded. This Privacy Policy explains what information we collect, why we collect it, and how we protect the privacy of our U.S. users who visit our website or interact with our services.

Information We Collect

We collect only the information necessary to provide our services, improve user experience, and maintain website security. The types of information we may collect include:

Personal Information You Provide:
Name, email address, or other details you submit through our contact forms.
Usage & Device Information:
IP address, browser type, device information, pages visited, time spent on the site, and general interaction patterns.
Cookies & Tracking Data:
We use cookies, analytics tools, and tracking technologies to understand traffic, improve performance, and deliver a better user experience.
Affiliate Link Interaction Data:
Anonymous click information related to affiliate links, used only to track referrals and commissions.
(No personal details are stored.)
Email & Communication Data:
If you contact us directly, we may receive additional information such as your message content and attachments.

How We Use Your Information

We use the information we collect to operate our website, improve user experience, and provide accurate, trustworthy recommendations for U.S. users. Your data helps us deliver safer, faster, and more personalized services.

To respond to your messages: Provide customer support or reply to inquiries submitted through the contact form.
To improve website performance: Analyze traffic, user behavior, and device data to enhance speed, navigation, and security.
To personalize your experience: Show content based on your interests, device type, and browsing patterns.
To operate affiliate partnerships: Track referrals and commissions (no personal data is stored).
To maintain website security: Monitor suspicious activities and protect our platform from unauthorized access.

How We Share Your Information

We do not sell or trade your personal information. We only share limited data with trusted service providers when necessary to operate our website and provide a safe, reliable user experience for U.S. users.

Service Providers (Hosting, Analytics, Security):
We share non-personal, essential technical data with hosting services, analytics tools, and security providers to keep our platform running smoothly.
Affiliate Networks:
We may share anonymous click data (not personal details) with affiliate partners to track referrals and commissions.
Legal or Safety Requirements:
We may disclose information if required by law, government authorities, or to protect our rights and security.
Business Operations:
If our website undergoes a merger or acquisition, non-personal data may be transferred as part of business operations.

How We Protect Your Information

We use industry-standard security practices to safeguard your information and keep your browsing experience safe on TopCreditQuote. Although no online system is 100% secure, we take strong, proactive measures to protect your data and maintain a trusted platform for U.S. users.

Encrypted Data Transfer:
Information shared through our website is protected using secure, encrypted connections (HTTPS/SSL).
Secure Hosting Infrastructure:
Our website is hosted on reliable servers that include built-in firewalls, malware protection, and professional monitoring.
Limited Data Access:
Only authorized personnel or service providers have access to essential technical information—strictly for operational purposes.
Regular Security Monitoring:
We continuously monitor traffic patterns, suspicious activities, and attempted unauthorized access.
No Financial Information Stored:
We never collect or store credit card numbers, bank details, or any sensitive financial information.

Your Privacy Rights

U.S. users have certain rights regarding the information we collect. You can request, review, update, or delete the personal information you have shared with us.

Right to Access: You may request a copy of the personal information you provided through our contact forms.
Right to Update: If any details are incorrect, you can request corrections.
Right to Delete: You may ask us to delete your submitted information (except data we must keep for legal or security purposes).
Right to Opt-Out of Tracking: You can disable cookies through your browser settings if you do not want anonymous analytics tracking.
Right to Ask Questions: Contact us anytime if you have privacy-related concerns.

How Long We Keep Your Information

We retain your information only for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and maintain the security of our platform.

Contact Form Data:
We keep messages submitted through our contact forms for up to 12 months for support and record-keeping purposes.
Analytics & Device Data:
Anonymous analytics data may be stored for operational and performance analysis.
Affiliate Click Data:
Non-personal click tracking data may be retained for commission reporting and fraud-prevention.
Legal Requirements:
Some non-personal data may be retained if required for legal, security, or regulatory obligations.
No Sensitive Data Stored:
We never store financial details such as credit card numbers, bank information, or sensitive identifiers.

Cookies & Tracking Technologies

TopCreditQuote uses cookies and similar tracking technologies to improve website performance, understand user behavior, and deliver a more secure, personalized browsing experience for U.S. users.

Essential Cookies:
These cookies help our website function correctly, such as page loading, navigation, and security features.
Analytics Cookies:
We use tools like Google Analytics to measure traffic, track device information, and understand how visitors interact with our content.
(All analytics data is anonymous.)
Performance Cookies:
These help improve speed, responsiveness, and overall site performance.
Affiliate Tracking Cookies:
When you click an affiliate link, temporary cookies may track referral data for commission reporting.
(No personal information is stored.)
Your Control Over Cookies:
You can disable cookies anytime through your browser settings if you prefer not to be tracked.

Third-Party Links & External Websites

TopCreditQuote may include links to third-party websites, tools, or affiliate partner platforms. These external sites operate independently and have their own privacy policies, terms, and security practices.

Independent Policies:
Third-party websites have their own privacy and security policies that are separate from ours. We recommend reviewing their policies before providing any personal information.
No Control Over External Sites:
We do not manage or control the content, accuracy, or data practices of external websites.
Affiliate Partner Links:
Clicking an affiliate link may direct you to a partner site where tracking cookies may be used solely for referral and commission purposes.
User Responsibility:
When you visit an external website, your interaction is governed by that site’s terms, not by TopCreditQuote.

Children’s Privacy

TopCreditQuote does not knowingly collect or request personal information from children under the age of 13. Our website and services are intended for U.S. adults and general users. If we learn that we have received information from a child, we will delete it promptly.

Optional Note :

If you believe a child has submitted information to us, please contact us so we can take immediate action.

Quick Links

Stay in the Loop

Top Categories

📍 Address: Trailwoods Condo, Port Orange, Florida , USA
✉️ Email: info@topcreditquote.com

Support & Legal

TopCreditQuote is an independent comparison website. We may earn a small commission from partner links — at no extra cost to you. This does not affect our reviews or recommendations, which remain unbiased and written for U.S. users.