Privacy Policy

At Top Credit Quote (“we”, “us”, “our”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains what we collect, how we use and share it, and the choices available to U.S. readers of our website.

Scope: This policy applies to topcreditquote.com and all pages we operate for the U.S. market across our three niches — Finance & Investment, Technology & SaaS, and Health & Fitness.

1. Information We Collect

We collect information in the following ways:

• Information you provide directly via our forms (e.g., name, email, subject, message) when you contact us for support, feedback, or partnerships.
• Automatically collected data such as IP address, device/browser type, approximate location, pages viewed, and referring URLs through analytics and essential cookies.
• Affiliate & campaign data (e.g., click IDs, conversion events) from affiliate networks and tracking partners when you interact with product links.

2. How We Use Information

• To respond to your requests and manage business/partnership inquiries.
• To operate, secure, and improve our site (analytics, debugging, A/B testing).
• To measure performance of affiliate links and disclosures, and maintain program compliance.
• To prevent spam, fraud, and abusive activity.

3. Cookies & Tracking

We use cookies, pixels, and similar technologies to keep the site reliable and to understand usage:

• Essential cookies for basic functionality and spam protection.
• Analytics cookies to understand visits and improve content.
• Affiliate tracking cookies set by partner networks to attribute referrals.

Your choices: You can block or delete cookies in your browser settings. Some features may not work properly if you disable cookies.

4. Affiliate Links & Advertising

Some links on our site are affiliate links. If you click and sign up or make a purchase, we may earn a commission at no extra cost to you. Our editorial opinions and rankings are independent and research-driven.

We label promotional content where required and include Affiliate Disclosure for transparency.

5. How We Share Information

We do not sell your personal information. We may share limited data with:

• Service providers (hosting, security, analytics) who process data on our behalf under contracts.
• Affiliate networks & tracking partners to attribute referrals and comply with program rules.
• Legal/Compliance if required by law, regulation, or to protect rights, safety, and security.

6. Data Retention

We keep information for as long as needed to fulfill the purposes above, resolve disputes, comply with legal obligations, and enforce agreements. Contact us to request deletion where applicable.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect information. No system is 100% secure, and we cannot guarantee absolute security of transmissions over the internet.

8. Your Privacy Choices & Rights (U.S.)

Depending on your U.S. state, you may have rights to access, correct, delete, or opt out of certain data uses (including targeted advertising or cross-context behavioral advertising). To exercise a right or submit a privacy request, email info@topcreditquote.com.

• Opt-out of tracking/ads: Adjust browser settings, use built-in opt-outs, or contact us.
• “Do Not Sell or Share”: If your state law provides this right, you may request it via /do-not-sell or by emailing us.

9. Children’s Privacy

Our site is intended for individuals aged 13 and over. We do not knowingly collect personal information from children under 13. If you believe a child provided information, please contact us to remove it.

10. International Visitors

This site is designed for the United States. If you access the site from outside the U.S., you understand your information may be processed in the U.S., where laws may differ from your country.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a new “Last updated” date.

12. Contact Us

Editorial Independence: We provide independent information only and do not offer personalized financial, legal, or medical advice. Always consult licensed professionals for decisions specific to your situation.

Last updated: August 20, 2025